FHA *  VA * USDA  Federal Mortgage Programs: Federal home loan mortgage programs have helped many Americans who did not qualify for conventional financing. The following federal mortgage financing solutions are: Housing and Urban Development/Federal Housing Administration (HUD - FHA), Department of Veterans Affairs (VA) home loans and USDA Rural Development (Section 502) home loan. Purchase and refinance options available. Program advantages vary. A few home loan benefits include: Below Conventional Market 30 yr Fixed Interest Rate * Less-than-Perfect Credit * No Down-Payment. Minnesota homebuyer's should select specific federal home loan mortgage program link in the navigation pane on the left of this page. 

MHFA * Minnesota Home Loan Down Payment Assistance Programs: Minnesota has created opportunites for families and individuals throughout the state. A few benefits offered by the Minnesota Housing Finance Agency (MHFA) for Minnesota home loan mortgage help include: Below Market Fixed Rate * Less-than-Perfect Credit *Down-Payment Assistance and Monthly Payment Assistance Programs. Consumers searching for Minneapolis mortgage assistance, St. Paul mortgage assistance, or surrounding areas will find Minnesota mortgage help consumer friendly. Homebuyer's should select specific MHFA program link in the navigation pane on the left of this page. Homeownership Program Eligibility Income Limits and MHFA Video