USDA 100% Financing - No Down-Payment

Best Kept Mortgage Secret!

Great for Single Parent, Couples, and Individuals! 


Lowest Fixed Rate Monthly Mortgage

7 out of the 11 Twin City County Areas are eligible.

These properties are closer than you think!

The USDA Guaranteed Rural Housing Mortgage Program offers individuals and families 100% financing for semi-rural to rural properties throughout the state of Minnesota. 

  • 100 % Financing
  • No Down Payment
  • No Cash From Buyer
  • No Mortgage Insurance
  • No Assets
  • No Reserves 
  • Relaxed Credit Requirements
  • Finance Closing Costs into the Loan
  • Unlimited Seller Paid Closing Costs
  • Get a USDA Home Loan and use the new tax credit (HR3221 bill) to get into a home with no out of pocket money and receive $7500 tax credit when you file your 2008 taxes or find out if you qualify for the 2009 $8000 tax credit.
  • 2-1 Buydowns qualifying at the start rate, enabling the buyer to qualify for more house. Buydown funds can be financed or contributed by seller
  • Finance closing costs and prepaids if appraisal comes in higher than purchase price, without seller contribution.

For more USDA Home Eligibility information.

Click here for Simple Mortgage Program Comparison Chart.

See if you qualify today!

No cost no obligation mortgage analysis and consultations


Call Peter Boyle 612.701.6816 NMLS License # 218261 

 Serving Minneapolis, St Paul and Surrounding Areas.

*Summit Mortgage Corporation
*Please check with your lender for current pricing and personal mortgage analysis.
*The information in this Web site can change without notice. This is an Equal Housing Credit Lender. Equal Housing Lender 



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Summit Mortgage Corporation 13355 10th Avenue North Suite 100 Plymouth, MN 55441
Phone: Fax:

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